iPAY Process Payment

Software Partner API Reference

Reference EPS Rev 2.0

iPay Process Payment

HTTP URL: https://eps.pathwardportal.com/api/softwareLogin

HTTP Verb: PUT

iPay Sample Request Data

	

     function curl ($url, $data){
	$ch = curl_init($url);
  $jsonData = json_encode($data);
  $headers = [
     'Content-Type: application/json',
     'Content-Length: ' . strlen($jsonData)
    ];
    curl_setopt($ch, CURLOPT_CUSTOMREQUEST, "PUT");
    curl_setopt($ch, CURLOPT_POSTFIELDS, $jsonData);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
    curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, 1);
    curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, 2);
    $response = curl_exec($ch);
    $httpCode = curl_getinfo($ch, CURLINFO_HTTP_CODE);
    if (curl_errno($ch)) {
      return ['error' => curl_error($ch)];
     }
      curl_close($ch);
      return $response;
    }  
  $apiUrl = 'https://eps.pathwardportal.com/api/softwareLogin'; 
  $postData = [
    'account_type' => "ipay",
    'portal_website' => 'dev.pathwardportal.com',
    'merchantkey' => '2H12740',
    'apikey' => 'CGCHFPZYIEW3',
    'price' => '123',
    'payer_name' => 'Test Software',
    'payer_email' => 'TestSoftware@gmail.com',
    'address' => '123 Main-z',
    'city' => 'El Paso',
    'state' => 'TX',
    'zip' => '79936',
  ];
$html = curl($apiUrl, $postData);
echo $html;

iPay Sample Response

The returned data will be HTML containing the payment process form, and the user can proceed with the payment there.

Params	Demo Data	Required	Notes
account_type	ipay	Required	iPay: Traditional Merchant
portal_website	dev.pathwardportal.com	Required	URL will be updated to specific portal once live.
merchantkey	2H12740	Required	Merchantkey.
apikey	CGCHFPZYIEW3	Required	Apikey.
payer_id		Optional	The payer_id is retrieved from the payers API. You can use an existing payer_id (if the payer already exists), or the API will check the email and retrieve the existing payer. If no payer exists, a new payer will be created.
payer_method_id		Optional	Retrieved from the payers API if you want to use an existing card. Alternatively, leave it blank, and a new card will be created with a new payer_method_id (limited to 3 payer_method_id per payer).
amount		Required	The value representing the number of pennies in USD, or the number of [currency] without decimals.
invoice_number		Required	invoice_number is required if there is an invoice to be paid
name		Optional	Used to identify a payer
email		Required	Used to identify a payer
note		Optional	Description

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